Our expertise
We have helped over 800 credit firms get authorised and currently have more than 360 credit clients benefitting from our ongoing support. Whether you are looking to hire or lease out goods, offer sales on credit/finance, or lend money, our team of compliance consulting experts is more than equipped to support you. We support firms across the entire leasing space including firms looking to offer; car leasing, asset leasing to sole traders; and vehicle leasing, to name a few.
All firms looking to carry out credit leasing or financial services activities in the UK, must first be authorised by the FCA in order to carry out this activity. Firms that want to lease out goods or services must apply for authorisation through either, a Limited Permission application, a Full Authorisation application, or as an Appointed Representative of a currently authorised principal firm. If you are unsure of which route applies to you, contact us and we can help you find the most appropriate route according to your business model.
Once authorised, firms will be required to meet all of the regulatory obligations required of them by the FCA in order to maintain their authorisation status and continue to offer regulated services. If you are looking to get authorised for the first time, or looking for a new compliance partner to support your ongoing needs, we would be delighted to hear from you and work with you every step of the way.
FCA authorisation & regulatory project support
We can support credit firms with all aspects of their compliance helping to ensure that compliance makes a positive contribution to business development and growth.
Appointed Representatives
Consumer Duty
Ongoing Compliance Support
Compliance Healthcheck
Training
AR Monitoring
Compliance Advisory
Variation of Permission
Change in Control
Ongoing support options
Are you looking for compliance support on an ongoing basis? Take a look at our menu below and choose the package that is right for you.
Core
from £99pm
- Regtech – MCC Lite
- Document Library
- Compliance Monitoring Plan
- Activity Reminders & Guidance
- Regulatory Updates
- Helpdesk Support
- PortALL (1 Licence)
- Extra Consulting Hours (standard rate)
Flex
from £275pm
- Expert Consultant Support (6 Hours per annum)
- Regtech – MCC Lite
- Document Library
- Compliance Monitoring Plan
- Activity Reminders & Guidance
- Regulatory Updates
- Helpdesk Support
- PortALL (1 Licence)
- Annual Healthcheck (remote)
- Extra Consulting Hours (discounted rate)
Bespoke
POA
- Expert Consultant Support Hours (tailored to your individual needs)
- Regtech – MCC Lite
- Document Library
- Compliance Monitoring Plan
- Activity Reminders & Guidance
- Regulatory Updates
- Helpdesk Support
- PortALL licences (tailored to your individual needs)
- Extra Consulting Hours (discounted rate)
In addition to your choice of our core, flex, and bespoke support packages, you can also add on any of the following services at an additional fee, to meet your personal business needs.
• Annual Compliance Assurance Review, • Financial Promotions/ Marketing Review, • Compliance Monitoring/ File Reviews, • RegData Returns, • Flexible Service Contract, • Annual Healthcheck (remote)
Find out more about our ongoing support options
Why choose Cosegic?
Our 360 degree perspective of regulatory affairs
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Our 360 degree perspective of regulatory affairs
Our wide range of financial sector experts come together on a regular basis to discuss their interactions with the FCA and the regulatory trends that they are seeing, providing us with a more informed understanding of the FCA than our competitors.
Direct, proportionate advice
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Direct, proportionate advice
Our unique perspective means we really do have our fingers on the pulse of regulation, which helps us to ensure that the advice we offer is practical, helpful and directly proportionate to our clients’ needs.
Our understanding of the role of compliance in firms
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Our understanding of the role of compliance in firms
We have watched the evolution of compliance over the past twenty years and understand that compliance must now become a core part of how financial services carry out their businesses in order for them to be successful.
Compliance confidence for visionary growth
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Compliance confidence for visionary growth
In recognising this, our services have been built in a way that can help you navigate regulation ensuring you will keep your vision and objectives intact. Our breadth of experience allows us to balance your business objectives with your compliance requirements.
We're experts in our field
Meet Ben Antcliffe, Associate Director leading the Consumer Credit & Insurance team. Ben specialises in the Consumer Credit, Mortgages, and General Insurance sectors, providing daily compliance services and support to a wide range of clients. He is a core member of the team and can frequently be found supporting his colleagues with various technical projects and queries. He is also an active member of the APCC.
CONTACT BEN
